1. Purpose of the Tool

The Investment Calculator helps individuals, investors, and financial planners estimate the future value of their investments based on key financial inputs. It allows users to make informed decisions about their savings, retirement planning, and investment strategies.

2. Who Can Use This Tool?

• Individuals – To estimate the growth of personal savings or investments.
• Investors – To assess potential returns before investing.
• Business Owners – To calculate capital appreciation over time.
• Financial Advisors – To demonstrate investment projections to clients.
• Students & Researchers – To study the impact of interest rates on investments.

3. Key Features

• User-friendly Interface – Simple input fields for easy calculations.
• Accurate Investment Projections – Estimates total future value based on initial investment, interest rate, and duration.
• Profit Breakdown – Displays interest earned and total growth over time.
• Dynamic Calculation – Updates results instantly when new values are entered.
• Clear Results Table – Organized output for better understanding.
• Responsive Design – Works on desktops, tablets, and mobile devices.

4. How to Use the Tool?

1. Enter Initial Investment Amount ($) – The starting capital you are investing.
2. Set the Annual Interest Rate (%) – The expected return on investment per year.
3. Enter Investment Duration (Years) – The number of years the investment will be held.
4. Click ‘Calculate’ – The tool will compute and display:
   • Total Future Value
   • Interest Earned
5. Click ‘Clear’ – To reset fields and enter new values.

5. Practical Applications

• Retirement Planning – Estimate savings growth for retirement.
• Stock Market Investments – Predict returns from stocks, mutual funds, or bonds.
• Fixed Deposits & Savings Accounts – Calculate the benefits of bank savings.
• Business Investments – Assess capital growth for reinvestment.
• Loan Comparisons – Understand how interest accumulates over time.

This tool helps users make better financial decisions by providing clear insights into their investments.